News & Insights
Please find our regular insurance & risk management insights detailed below.
Dry Cleaning Industry – Insurance Best Practices
It feels like every month we turn on the news, we see a commercial laundry incinerating, which we find is usually due to poor housekeeping. Unfortunately, this negligence of some, has a negative impact on the wider industry, which consists of Laundromats, Dry Cleaners...
Underinsurance in Business: Traps & Pitfalls – How to Avoid Them
Many Australians, especially those who own businesses, discover they don’t have the cover they need in the worst possible circumstances – when they need to claim. In this article we will deep dive into some of the issues we are observing due to businesses not having...
Insurance for the Hospitality Industry – What you need to know
Across Australia, the hospitality sector has faced a number of challenges over the last two years, with several lockdowns. As we now prepare for the return of the hospitality industry, it is now more important than ever to review the insurance you have in...
W.A. Industrial Manslaughter Laws: Update
In March 2022, it is anticipated that the new Work Health & Safety Regulations will be finalised and introduced in Western Australia. This will now harmonise the WHS regime across Australia, creating greater consistency between each State & Territory. ...
Yacht Club Insurance – How to protect your Club and its Members
Since 1994, Trident Insurance Group has proudly managed the insurances for marine based Clubs, which includes Yacht Clubs, Rowing Clubs, Fishing Clubs and Power Boat Clubs. Over this time, we have continuously developed and enhanced our insurance offering so that we...
Underinsurance – what is it, why is it important to me & tips on how to fix it
What is it? Simply put, underinsurance (or co-insurance) is when you don’t have enough insurance to cover the replacement value of the items you’re insuring or don’t have insurance at all. According to the Australian Securities and Investments Commission (ASIC), they...
Understanding Boat Builders’ Insurance
From performing hot works at heights, to handling fibreglass, building a vessel involves a number of complex risks. It is, therefore, important that the insurance coverage you choose, comprehensively protects each Builder for the exposures presented. Traditionally, a...
Long Service Award – Cystic Fibrosis
Last week, Trident Insurance Group were proud to receive a Long Service Award from Cystic Fibrosis WA. For the last 15 years, we have made a commitment to this fantastic charity. Throughout those years, we have watched CFWA continue provide a wide range of support...
Personal Cyber Insurance for Families
Following the continual digital transformation of our every day lives, we are becoming even more dependent on technology, but also more exposed. Most children do not have the same cyber security awareness as adults, and can quite easily download ransomware to the...
Resource Industry Sole Traders – Insurance Package
If you are a Contractor or Sole Trader operating in the Mining or Oil & Gas Industry, it is important that you have a cost-effective insurance program, that also provides you with the correct level of coverage to meet the requirements under most resource industry...
Commercial Cleaners – Insurance Package
Commercial Cleaning is a broad industry, with tasks including Office Cleans, Deep Cleans, Chemical Cleaning, Industrial Cleaning, Warehouse Cleaning, Shopping Centre Cleaning and Window Cleaning. It is not uncommon for Commercial Cleaners to offer services to various...
Workers Compensation: Some handy tips to help manage your premiums
Currently in Western Australia, Workers Compensation Insurance is administered by an Act which dates back to 1981. Over the last 40 years, the Workers Compensation landscape has also completely evolved, with new forms of injuries such as mental health and also the...
Avoiding Injuries On The Field And In The Workplace
INTERVIEW WITH FORMER PERTH GLORY PLAYER DINO DJULBIC As we prepare for the 2021-2022 A-League season to kick off, we caught up with former Perth Glory player, Dino Djulbic. Dino played over 400 games of professional soccer, which included playing a couple of games...
Everything you need to know about Marine Liability Insurance
If you are a Contractor that works on boats/watercraft or conducts your business activities on, or near the water, you may need to consider a specialty Marine Liability insurance policy (or alternatively known as Shiprepairers Liability). Generally, all off-the-shelf...
Importance of scaffold insurance!
Trident specialises in protecting a number of high-risk industries, one of which is the Scaffold Industry. Why is it important to have the correct Scaffolders Insurance in place? It is no secret that the Scaffold Industry is a high-risk sector, with several...
Exciting Staff Milestone
We would like to proudly congratulate Lenaida McGuiness, on reaching her 10-year anniversary with Trident! Lenaida has had an illustrious career with Trident and is currently involved in managing a broking team and portfolio of Corporate Clients. Her...
Cyber Insurance – How much cover do I need?
Cyber Risk is now one of the main exposures business owners face today. With the growth and reliance on technology, cyber events are also becoming more frequent and the number of claims far greater. In this article, we will dive...
How to manage your insurance premiums in a hardening market
It is no secret that we are in the midst of a hardening insurance market cycle. Given that these increases may continue to occur in the years to come, we thought it was important to remind our customers what steps they can take to help minimise these potential...
Trident boosts Corporate Practice Group with new hire
To meet the growing needs of the business, Trident is pleased to announce the recent appointment of Dan McCallum. Dan joins Trident as an Account Director and will lead our Risk Management Division. Dan is highly experienced and well respected in the insurance...
65 Roses Charity Day
Every year, at the end of May, Cystic Fibrosis WA celebrates 65 Roses Day, where they sell thousands of fresh roses around the state.The origins of 65 Roses day is a touching story, starting when a mother in the US with three boys suffering from Cystic Fibrosis...